Financing
Calculate your monthly payment
Move the sliders to see a rough monthly payment. Put in the rate your bank offers you.
Monthly payment
€270
- Loan amount
- €64,000
Example only, not a bank offer. Banks in North Macedonia usually ask for 15 to 30% down. The real rate, fees and insurance depend on the bank and on you.
Step by step
From the first call to the keys
- 1
Choose
Browse the finder, then talk to the sales team or visit the office in Ohrid.
- 2
Reserve
Reserve the apartment you want. It shows as reserved on this website the same day.
- 3
Sign
Sign the purchase contract at a notary, in person or through a power of attorney.
- 4
Pay
Pay according to the agreed plan. The sales team explains the options for this project.
- 5
Move in
Receive the keys when the building is completed and registered.
Living abroad
Buy without flying in twice
Many buyers live in Switzerland, Germany, Italy or the USA. You can choose the apartment remotely, and sign through a notarised power of attorney given to a person you trust in North Macedonia.
Foreign buyers
Who can buy
Citizens of EU and OECD countries can buy apartments in North Macedonia on the same terms as local citizens. Citizens of other countries can buy where their country offers the same right to Macedonian citizens, or through a company registered in North Macedonia.
Questions about buying
Can I buy an apartment in Ohrid if I live abroad?+
Yes. Most of the process can be done remotely, and the contract can be signed through a notarised power of attorney.
Can foreigners buy property in North Macedonia?+
Citizens of EU and OECD countries can buy apartments on the same terms as local citizens. Others can buy based on reciprocity or through a local company.
What VAT applies to a new apartment?+
A reduced rate of 5% applies to new apartments sold by the developer, extended until the end of 2028.
Do I pay transfer tax on a new apartment?+
No transfer tax is charged on a first sale from the developer that already carries VAT. Resale apartments usually carry 2–4% transfer tax.
Does buying give me a residence permit?+
EU and OECD citizens who own property worth at least €40,000 can apply for a temporary residence permit, renewed yearly. It is not permanent residency.
